Finance

WHEN TO CONSIDER A LEASE

Leasing is an excellent choice in automotive finance for many drivers. Its popularity lies in the savings leasing a new vehicle can provide. Typically, you'll need less money down on a lease, and you can anticipate lower monthly payments than on a comparable loan. Plus, most lease contracts come with a substantial warranty that covers the majority of maintenance costs.

Leasing might be the right option for you if you like the flexibility and convenience of driving a new model on a regular basis and then returning it to our dealership with no worries about resale or trade-in value. Just be aware that there is usually a set mileage limit as well as condition requirements that come with a lease. If you maintain your vehicles well and drive an average amount per year, leasing might be for you.

WHY MIGHT IT BE BEST TO FINANCE?

If you're a consumer who prefers not to deal with limits or restrictions, conventional financing is probably the right path for you. When you obtain an auto loan, your payments will likely be higher than with a lease. However, you can also count on building equity in your purchase as you continue to make timely payments. This means you'll have something of value when it's time to shop for a new vehicle.

Buying your new Buick or GMC model also comes with the satisfaction of knowing you can choose to get a different model at any time that's convenient for you, with no worries about penalties. If your life circumstances change, trade in your vehicle for a larger model or one that comes with more competitive payments. In addition, you're free to rack up the miles if you're an avid road tripper or business traveler.

WHAT TO EXPECT FROM OUR TEAM

Our finance department is staffed by understanding professionals. They've formed relationships with various lenders to provide accessible terms for all kinds of car shoppers. Our team knows there's no one perfect solution for everyone, so they'll take the time to listen to your individual requirements and work hard to match you with the terms you seek. The ability to choose your financing is a benefit, but we also understand the process can be confusing. We won't speak to you in jargon or throw a bunch of numbers at you. We'll work with you and help you make an informed financial decision you can be confident with.

APPLY ONLINE FOR FINANCE

Ready to take the next step toward driving a new Buick or GMC car? We welcome you to begin the process by applying online. This gets your information in the hands of our finance team, saving you time and paperwork later on. When you visit our dealership, one of our sales representatives can show you the models that suit your budget and driving preferences. You can also test drive your favorite vehicle. Then, it's just a matter of finalizing the financing. We'll answer your questions and assist you in obtaining the vehicle and finance terms perfect for you. We look forward to seeing you at our dealership soon!